We at The Internet Car Lot, Inc. are committed to safeguarding your privacy online, and have designed our business practices to safeguard your privacy. This privacy policy applies to your information that we collect and receive; it does not apply to practices of businesses that we do not own or control or to people we do not employ. Therefore, we are not responsible for the privacy practices or the content of such other businesses.

You can visit www.TheInternetCarLot.com without revealing who you are or providing any personal information about yourself. By using this site, you agree to the terms of this privacy policy.

Browsing the Site

If you browse through the Site without entering any personal data, we will gather and store certain information about your visit. This information does not identify you personally and cannot be linked back to you unless you decide at some point to identify yourself. If you are only browsing, we collect the following information: IP address, the type of browser and operating system used to access our site, the date and time you access our site, the pages you visit (click-through), and if you linked to our website from another website, the address of that website as well as additional information related to your visit. We use your IP address to help diagnose problems with our server, and to administer the Site.

Information Collected

There will be times, such as when you communicate with us by e-mail, submit a financing application, request a quote, schedule an appointment, purchase a product, etc., when we will need to obtain personally identifiable information from you or about you. Such personally identifiable information may include your name, home address, residence information, employment information, e-mail address, telephone number, social security number, financial information, bankruptcy history, credit references, etc.

At no time will we sell your personally-identifiable data without your permission. The information we receive about you or from you may be used by us or shared (including evaluating and obtaining financial products or services) by us with our corporate affiliates, agents, vendors and other third parties to help process your request or complete a transaction; to comply with any law, regulation, audit or court order; to help improve our website or the products or services we offer; for research; to better understand our customers' needs; to develop new offerings; and to alert you to new products and services (of us or our business associates) in which you may be interested. We may also combine information you provide us with information about you that is available to us internally or from other sources. We believe that knowing more about you can enable us to serve you better.

We may also aggregate your personal information with others' information and prepare reports on site usage, purchase history or other factors for sale or distribution to others.  Those reports are aggregated and include no personally identifying information. Finally, we may use your personal information to send you email or postal communications regarding products or services offered by us which we think you may be interested. We do not share, sell, trade or rent your personal information to third parties for unknown reasons. You may at any time choose not to receive promotional emails from us by contacting us at unsubscribe@theinternetcarlot.com . Notwithstanding the foregoing, we may continue to contact you for the purpose of communicating information relating to TheInternetCarLot.com, as well as to facilitate, complete, or confirm any transaction that you may enter into or responding to your inquiry or request.

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications on our website or other forms;

• Information about your transactions with us, our affiliates, or others; and

• Information about you we may receive from credit reporting agencies.

We may disclose all of the information we collect, as described above, to financial institutions that provide financing referral services to explore financing options to process your credit request.

All information provided by consumers in any of the above-listed ways or otherwise may be used and disclosed as permitted in this Policy.

Information submitted to us in connection with a financing request is used to transmit the request to third parties who may be in a position to respond to your request. We do not provide financing, but instead transmit those requests to third-party vendors for consideration.

Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you submit a financing application, your name, residential address, date of birth and social security number will be used to verify your identity. In addition, as part of the request process, we may verify the information you provide, or obtain omitted address or other contact information from third parties.

Cookies

We may place "cookies" on your personal computer. "Cookies" are small identifiers sent from a web server and stored on your computer's hard drive, similar to a license plate, that help us to recognize you if you visit our website again. Also, our site uses cookies to track how you found our site. Cookies are not designed to be used to get data from your hard drive, your e-mail or any other personal data about you. To protect your privacy we do not use cookies to store or transmit any personal information about you on the Internet. You can reject cookies by changing your browser settings. Please note, however, that if you reject our cookies it is possible that some web pages may not properly load, your access to certain information might be denied or you might have to enter information about you more than once.

Updating or deleting your information

You may update or delete your information at any time prior to submitting any request to us. Once a request form is completed and submitted, you will not be able to change any of the information. Additionally, please be advised that once you have submitted your request and the information has been received by lender/brokers, this information is no longer under our control.

Security

We safeguard your personal data (e.g., credit card and finance application information) during electronic transmission from you to us using known encryption, security standards and procedures. We restrict access to non-public personal information about you only to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic and other procedural safeguards to comply with applicable privacy laws to guard your nonpublic personal information. We also assess new technology for protecting sensitive customer information on an ongoing basis. However, if your information is forwarded to a dealership or other third party provider, your information will be transmitted according to the security and privacy policies of that dealership or third party provider whose privacy practices may differ from ours. Your information as shared with outside providers will become subject to those different privacy policies.

Contacting the Web Site

Please be aware that we may change our Privacy Policy from time to time. If we do, we will update this Privacy Policy at our website, so be sure to check back here frequently.

If you have any questions about our Privacy Policy or privacy policies, please feel free to e-mail your questions to us at info@theinternetcarlot.com

Trademark and Copyright Information

Everything on our website is copyrighted (unless otherwise noted) and may not be used except with our express written consent. Use of these images by you or other third parties is prohibited and may violate the copyright laws, trademark laws, privacy laws and other laws and regulations. Nothing contained on this site may be construed as granting any license or right to use any of our trademarks or service marks without our prior written consent.

Updated July 12, 2007

For questions about The Internet Car Lot, please click here to contact us.